Mindblown: a blog about philosophy.

Home equity grows as mortgage decreases and property values rise, creating financial opportunities. Equity can fund renovations, basement suites, or down payments without dipping into savings. Renting secondary units in cities like Toronto or Vancouver increases monthly cash flow and property value. HELOC or home equity loans provide low-interest access to capital for investments or…

Calgary ranks top in Canada for 2025 due to affordability and career opportunities. Average monthly expenses, excluding rent, are $1,581, with low taxes boosting income. Quality of life scores 176.3, supported by low crime, healthcare, and education access. Vibrant culture, festivals, nightlife, and growing neighborhoods enhance work-life balance citywide. Parks, trails, and nearby Rocky Mountains…

A mortgage term is the period your lender contract lasts before renegotiation. Long-term mortgages (4–10 years) offer stability but cost more in higher interest premiums. Short-term mortgages (1–3 years) provide flexibility, lower rates, and easier refinancing opportunities. Choose long-term if income changes, limited savings, or rental property expenses require predictable payments. Short-term fits sellers, borrowers…

Calgary started 44,276 new units, surpassing revised goal of 42,667. Original target was just under 42,000 units by fall 2026; exceeded more than a year ahead of schedule. Zoning changes sped up housing by 4-6 months, but were not required by federal funding. Additional $22.8M awarded in March for high performance; funds new Backyard Suites…

Hiring a Real Estate professional helps first-time sellers in Calgary sell under ideal market conditions. Professionals use multiple listing services to maximize home exposure and attract more buyers.

Zoning reforms allow multi-unit builds in most areas, reducing red tape for duplexes, fourplexes, and townhomes. Population growth and job strength support sustained rental demand despite increased apartment supply. Beltline and City Centre remain top picks with tight supply and high rental performance. Investor-friendly regulations: no rent control, no speculation tax, and simplified redevelopment approvals.…

Calgary’s Secondary Suite Registry surpasses 20K, doubling in 2.5 years with 60% annual growth. Incentive programs and safety standards support legal, code-compliant suites, enhancing housing choice and affordability.