Mindblown: a blog about philosophy.

The “eleventh hour of the eleventh day of the eleventh month" of 1918 that signaled the end of World War I. On this day we honour those who have sacrificed so much to keep our flag flying high. Remembrance Day Salute to all heroes, and thank you for your service.

FHSA lets first-time buyers save tax-free for a home, up to $8,000 in the first year. Contributions are generally deductible, but RRSP transfers to FHSA are not deductible. First-time buyer status differs for opening vs. withdrawing from FHSA. To qualify, you and your spouse must not have lived in a qualifying home you owned in…

Prep Early: Complete exterior maintenance—fix gutters, repaint, rake leaves, and brighten windows before cold weather limits improvements. Warm and Welcoming: Keep interiors cozy and decorated; personal touches help buyers imagine themselves living there. Avoid Neglect: Maintain curb appeal, keep utilities on in vacant homes, and price realistically to attract serious buyers. Smart Offer Choices: Don’t…

Slide 1: Plan ahead: review income, expenses, and debts to manage higher mortgage payments. Slide 2: Shop around: compare rates and terms with lenders or mortgage brokers for better options. Slide 3: Consolidate high-interest debt into your mortgage to simplify payments and lower total interest. Slide 4: Seek professional advice if affordability feels tight; free…

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known…