Mindblown: a blog about philosophy.
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How to Choose the Right Mortgage Lender | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Compare lenders by researching rates, prepayment options, penalties, and customer service responsiveness. Use online reviews and forums to understand real borrower experiences beyond promotional claims. Ask thorough questions to judge lender transparency and support during the mortgage process. Mortgage brokers simplify comparisons and may access lenders or deals not available directly. A lenders have strict…
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Downtown Calgary adds 10 new office conversions and more than 1,100 new homes to the core
Calgary is accelerating downtown transformation with 10 new office-to-residential conversion projects, creating 1,100 homes for 2,000 residents and removing over 1.1 million sq ft of office space. Supported by $80.6 million from the City and federal Housing Accelerator Fund, these projects will generate $357 million in private investment, boost property values, tax revenue, and local…
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Steps to Buying a House in Canada
54% of Canadians plan to buy a home in the next five years. Homeownership requires commitment, financial readiness, and clear motivation. Key steps include assessing if owning suits your lifestyle, improving finances, saving a down payment (5%-20% depending on price), exploring government programs, setting a realistic budget, getting mortgage pre-approval, and working with a full-time…
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Mortgage Lending Market to Grow 9.5% CAGR | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
The mortgage lending market is projected to grow $27.5T by 2031. CAGR of 9.5% driven by digital and tech adoption.
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Retirement Cash Flow? Consider Reverse Mortgages | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Reverse mortgages now serve Canadians 55+ as mainstream, flexible, tax-free retirement income tools. Homeowners can access up to 55% equity, no monthly payments, and full spending control.
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Refinance Your Mortgage: Smarter Savings | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Mortgage refinancing replaces your current loan with a new one, possibly at a lower interest rate. You can borrow up to 80% of your home’s value, minus your existing mortgage balance.
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Get Mortgage Pre-Approved Before House Hunting | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Mortgage pre-approval is a lender’s conditional offer based on your finances, not a final commitment. It confirms how much you can borrow, typically locking your rate for 90 to 120 days.
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Calgary To Boost Industrial Development With New Incentives, Action Plan
Calgary is updating its Citywide Growth Strategy with a new Industrial Action Plan to boost industrial development, supporting economic diversification and population growth. Industrial sectors contribute significantly to GDP, jobs, and property tax. The plan includes modernizing policies, infrastructure investment, and introducing incentives to attract development. If successful, it could create 2,400 jobs, add $540…
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Move & Save: Canada’s Mortgage Portability | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Mortgage portability lets you transfer your existing mortgage to a new home without penalties. It preserves your current interest rate and term, avoiding costly prepayment fees when relocating.
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Will the BoC Finally Slash Rates? | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Bank of Canada held its overnight rate at 2.75% on June 4, 2025. TD Economics forecasts two more rate cuts in 2025.
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