Mindblown: a blog about philosophy.
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Fall Home Selling Tips: Make It Work for You! | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Focus on Fall Curb Appeal – Keep the lawn pristine and shrubs trimmed – Add fall-themed floral accents like potted mums Highlight Home Maintenance – Inspect and clean the HVAC system – Service the furnace – Clear gutters of leaves and debris – Ensure windows and doors are sealed
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New HBP Rules: Boosting Your Down Payment | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
The Home Buyers’ Plan (HBP) now allows first-time buyers to withdraw up to $60K from their RRSPs. The HBP repayment grace period has increased to five years for withdrawals made between 2022 and 2025.
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Planning to Buy a Home This Fall? Expert Tips Inside! | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
House prices may be higher in fall due to elevated summer closing values. Less competition in fall can be advantageous, but serious buyers are still active.
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Bank of Canada delivers third straight interest rate cut, bringing policy rate down to 4.25 per cent
The Bank of Canada has cut its benchmark interest rate for the third consecutive time, reducing it by 25 basis points to 4.25%. Analysts anticipate further cuts, with a 93% chance of another reduction in October. Governor Tiff Macklem noted the need to balance inflation risks, as the economy shows signs of weakness. Despite the…
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Buying a Home in Retirement? Look for These Must-Haves! | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Single-Level Layout: Avoid stairs for better mobility. Accessible Kitchen: Features lower countertops and reachable storage.
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BoC’s Policy Rate Could Dip to 3.75% by Late 2024 | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
By end of 2024, the policy interest rate is forecasted to be 3.75%, down from 5%. Further 0.25% cuts expected on September 4, October 23, and December 11, 2024.
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Condo Renovation Do’s and Don’ts | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Develop a detailed plan, including budget and design goals, before starting your condo renovation. Allocate a budget that accounts for unexpected costs and allows flexibility throughout the renovation.
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Bank of Canada to be more aggressive with rate cuts, economists say
The Bank of Canada is expected to adopt a more aggressive stance on interest rate cuts as inflation eases, with forecasts suggesting a reduction from 4.5% to 3% by July 2024. Economists predict the key overnight rate will drop to 4.25% at the September 4 meeting, potentially settling around 2.75% by 2026. This shift aims…
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Tips for Successful Rental Investing | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Screen tenants thoroughly to avoid costly issues; skipping checks can lead to significant financial losses. Budget 1%-2% of property value annually for maintenance to prevent minor issues from escalating.
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Canada Mortgage Market: $2.1T Opportunity | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Canada's $2.1T mortgage market is set for growth following the Bank of Canada’s rate cut. The Bank of Canada cut its benchmark interest rate by 25 basis points.
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