Mindblown: a blog about philosophy.
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How First-Time Buyers Benefit From Canada’s New Mortgage Policies | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Canada raises the insured mortgage cap to $1.5M to help first-time buyers enter the market. Extending 30-year amortizations lowers monthly payments, easing financial pressure for young and first-time buyers.
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Tips for a Smooth Home Selling Experience | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Being well-prepared with a conveyancer and mortgage lined up can help avoid delays. Working with estate agents ensures your home is priced correctly and presented well for buyers.
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Outdoor Upgrades That Pay Off: Expert Tips! | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Land Clearing Benefits – Improves curb appeal – Easier upkeep with cleared land – Increases property value and usability Forestry Mulching Advantages – Cost-effective for clearing small vegetation – Preserves roots, reducing erosion risks – Creates a "park-like" backyard scene
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12 Essential Tips for First-Time Home Buyers
Buying your first home in Canada can be both exciting and overwhelming. Key tips for first-time buyers include saving strategically for a down payment, understanding what you can afford to borrow, and improving your credit score. It's essential to calculate your debt service ratios and prepare for the mortgage stress test. Comparing mortgage options and…
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Real Estate Talk: New mortgage rules
Minister of Finance Chrystia Freeland announced new mortgage rules effective August 1, 2024, aimed at improving property acquisition for buyers. Key changes include raising the cap on insured mortgages to $1.5 million, extending amortization periods to 30 years, and allowing tax-free savings for down payments. These adjustments are expected to enhance bank competitiveness, increase demand,…
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Tips for Turning a Fixer-Upper Into Dream Home | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Evaluate the fixer-upper's potential by considering the location and identifying any hidden structural issues through inspection.Ensure the existing layout and foundation align with your vision, focusing on homes that need mainly cosmetic changes.
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BoC Predictions of Further Rate Cuts to 2.5% in 2025 | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Reduced benchmark rate thrice to 4.25%, maintaining cautious levels not yet stimulating the economy significantly.Predictions of further rate cuts to 2.5% next year, driven by the need to enhance economic activity as inflation concerns diminish.
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Home Inspection Checklist Every Buyer Needs! | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Roof Inspection – Look for signs of damage or aging – Conduct up-close assessments, not just visual checks – Ensure no unforeseen expenses post-purchase – Verify roof and structural warranties Foundation and Structure – Look for cracks, settling, or moisture infiltration – Assess structural integrity – Identify deferred maintenance issues early
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Rate cut showdown: 25 or 50 bps? Economists split on Bank of Canada’s next move – Mortgage Rates & Mortgage Broker News in Canada
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Real Estate Investing: Essential Tips for Newbies | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Conduct detailed inspections to uncover hidden issues and avoid costly repairs later. Select locations with strong amenities and growth potential for successful Real Estate investments.
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