Mindblown: a blog about philosophy.
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Mortgage Hope Is on the Horizon for Canadian | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Canadian inflation returning to the 2% target is a positive signal for mortgage borrowers. The US Federal Reserve's recent rate cut may influence Canadian mortgage rates favourably.
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Should You Split Your Mortgage? | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Splitting a mortgage balances flexibility and risk avoidance, combining fixed and variable-rate portions. The key benefit is mitigating interest rate volatility by securing part of the loan at a fixed rate.
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Selling in 2025? 6 Must-Haves for Your Home | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.
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Own your future: Your step-by-step guide to homeownership
Many Canadians find the home buying process stressful and frustrating. To start, save for a down payment and other expenses like taxes and fees. Determine your budget using tools like TD’s Mortgage Affordability Calculator. Get pre-approved for a mortgage to know your options. Find a realtor who understands your needs and market trends. Schedule showings…
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Today’s Best BMO Mortgage Rates
Current mortgage rates from the Bank of Montreal (BMO) are updated daily, with the prime rate recently lowered to 6.45%. BMO offers both posted and discounted rates, with the latter typically being more favorable. Borrowers can choose between fixed and variable rates, each with its own advantages and risks. To secure the best rates, it's…
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Budget-Friendly Backyard Tips for Fall | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Fall is the perfect time to enhance your backyard for year-round family activities and enjoyment.Cleaning flower beds and adding mulch helps retain moisture and prevents weeds in your garden.
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Alberta Raises Land Transfer and Mortgage Fees | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Alberta government raised land transfer and mortgage registration fees effective October 20. Land transfer fees increased from $2 to $5/$5K property value.
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Essential Tips to Solve Common Home Problems Quickly | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Home Improvement Tools – Ceiling fan cleaner easily traps dust – Weeder tool removes weeds without bending – Dual showerhead ensures adjustable water flow – Long-reach bulb changer for high ceilings Organization Solutions – Labels for organizing sheets and linens – Multi-plug adapter for additional outlets – Rack system for hanging hats or accessories
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How to save for a down payment towards a home
Owning a home in Canada requires saving for a down payment, which ranges from 5% to 20% of the purchase price, depending on the home's value. Mortgages are loans from lenders to finance home purchases, with terms typically between three to five years and amortization periods up to 30 years. First-time buyers can utilize the…
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New Mortgage Insurance Reforms: Let’s Clear the Confusion
Starting December 15, 2024, Canada will implement significant changes to mortgage rules to enhance homebuying accessibility. The price limit for insured mortgages will rise from $1 million to $1.5 million, with down payment requirements set at 5% for the first $500,000 and 10% for the remainder. First-time buyers can access 30-year amortization for both new…
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