Category: Uncategorized
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National Day for Truth and Reconciliation | Discover your path to homeownership with me today.
National Day for Truth and Reconciliation honours survivors and raises awareness about their experiences. It's a symbol of Canada's commitment to reconciliation with Indigenous communities. Wearing orange shirts on this day symbolizes respect for survivors and raises awareness about residential schools. May this day inspire a future where every voice is heard, and every spirit…
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ਆਪਣੇ ਮੋਰਟਗੇਜ ਨੂੰ ਨਵੀਂਕਰਣ ਲਈ 5 ਸਮਾਰਟ ਰਣਨੀਤੀਆਂ
ਜੇ ਤੁਹਾਡਾ ਮੋਰਟਗੇਜ ਲੋਨ ਨਵੀਂਕਰਣ ਲਈ ਹੈ, ਤਾਂ ਕੁਝ ਕਦਮਾਂ ਦੀ ਪਾਲਣਾ ਕਰਨ ਨਾਲ ਤੁਸੀਂ ਹਜ਼ਾਰਾਂ ਡਾਲਰ ਬਚਾ ਸਕਦੇ ਹੋ ਅਤੇ ਕੈਨੇਡਾ ਵਿੱਚ ਵਧ ਰਹੀਆਂ ਵਿਆਜ ਦਰਾਂ ਦੇ ਪ੍ਰਭਾਵ ਨੂੰ ਘਟਾ ਸਕਦੇ ਹੋ। Continue to full article
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5 ਸਾਲਾ ਫਿਕਸਡ ਮੋਰਟਗੇਜ ਰੇਟ: ਜਾਣੋ, ਤੁਲਨਾ ਕਰੋ, ਬਚਤ ਕਰੋ
ਅਗਸਤ 2025 ਤੱਕ, ਕੈਨੇਡਾ ਵਿੱਚ ਪੰਜ ਸਾਲਾ ਫਿਕਸਡ ਮੋਰਟਗੇਜ ਰੇਟ ਲਗਭਗ 4.25% ਹਨ, ਜੋ ਭੁਗਤਾਨ ਦੀ ਪੂਰੀ ਮਿਆਦ ਲਈ ਸਥਿਰਤਾ ਦੇਣ ਕਰਕੇ ਲੋਕਾਂ ਦੀ ਪਹਿਲੀ ਪਸੰਦ ਹਨ। ਇਹ ਰੇਟ ਪੰਜ ਸਾਲਾ ਸਰਕਾਰੀ ਬੌਂਡ ਯੀਲਡਾਂ ਦੇ ਅਨੁਸਾਰ ਤੈਅ ਹੁੰਦੀਆਂ ਹਨ ਅਤੇ ਕਰੈਡਿਟ ਸਕੋਰ, ਡਾਊਨ ਪੇਮੈਂਟ ਅਤੇ ਕਰਜ਼ੇ ਦੇ ਅਨੁਸਾਰ ਵੱਖ-ਵੱਖ ਹੋ ਸਕਦੀਆਂ ਹਨ। ਹਾਲਾਂਕਿ ਇਹ ਰੇਟ…
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How to Turn Home Equity Into Wealth | Discover your path to homeownership with me today.
Home equity grows as mortgage decreases and property values rise, creating financial opportunities. Equity can fund renovations, basement suites, or down payments without dipping into savings. Renting secondary units in cities like Toronto or Vancouver increases monthly cash flow and property value. HELOC or home equity loans provide low-interest access to capital for investments or…
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Calgary Crowned Canada’s Best City to Live in 2025 | Discover your path to homeownership with me today.
Calgary ranks top in Canada for 2025 due to affordability and career opportunities. Average monthly expenses, excluding rent, are $1,581, with low taxes boosting income. Quality of life scores 176.3, supported by low crime, healthcare, and education access. Vibrant culture, festivals, nightlife, and growing neighborhoods enhance work-life balance citywide. Parks, trails, and nearby Rocky Mountains…
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Mortgage Term Length: Key to Saving Thousands | Discover your path to homeownership with me today.
A mortgage term is the period your lender contract lasts before renegotiation. Long-term mortgages (4–10 years) offer stability but cost more in higher interest premiums. Short-term mortgages (1–3 years) provide flexibility, lower rates, and easier refinancing opportunities. Choose long-term if income changes, limited savings, or rental property expenses require predictable payments. Short-term fits sellers, borrowers…
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How to Apply for a Mortgage in Canada (5-Step Guide)
To apply for a mortgage in Canada, start by checking your credit score, reducing debt, and saving for a down payment. Obtain a mortgage pre-qualification or pre-approval to understand your borrowing capacity. Choose a mortgage type, compare rates, and consider using a mortgage broker for assistance. Save at least 20% for a down payment, and…
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Calgary Surpasses Housing Goals Thanks to Federal Support | Discover your path to homeownership with me today.
Calgary started 44,276 new units, surpassing revised goal of 42,667. Original target was just under 42,000 units by fall 2026; exceeded more than a year ahead of schedule. Zoning changes sped up housing by 4-6 months, but were not required by federal funding. Additional $22.8M awarded in March for high performance; funds new Backyard Suites…
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TIPS FOR GETTING THE BEST MORTGAGE RATE IN CANADA
Securing the best mortgage rate in Canada is essential for both first-time homebuyers and those refinancing. Understanding the mortgage landscape, including economic conditions and regional differences, is crucial. Improving your credit score through timely payments and debt management can lead to better offers. Comparing lenders and mortgage products, considering fixed versus variable rates, and potentially…
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Calgary’s Home Selling Game: Why Hire an Agent | Discover your path to homeownership with me today.
Hiring a Real Estate professional helps first-time sellers in Calgary sell under ideal market conditions. Professionals use multiple listing services to maximize home exposure and attract more buyers.