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A mortgage term is the period your lender contract lasts before renegotiation. Long-term mortgages (4–10 years) offer stability but cost more in higher interest premiums. Short-term mortgages (1–3 years) provide flexibility, lower rates, and easier refinancing opportunities. Choose long-term if income changes, limited savings, or rental property expenses require predictable payments. Short-term fits sellers, borrowers…

Calgary started 44,276 new units, surpassing revised goal of 42,667. Original target was just under 42,000 units by fall 2026; exceeded more than a year ahead of schedule. Zoning changes sped up housing by 4-6 months, but were not required by federal funding. Additional $22.8M awarded in March for high performance; funds new Backyard Suites…

Hiring a Real Estate professional helps first-time sellers in Calgary sell under ideal market conditions. Professionals use multiple listing services to maximize home exposure and attract more buyers.

Zoning reforms allow multi-unit builds in most areas, reducing red tape for duplexes, fourplexes, and townhomes. Population growth and job strength support sustained rental demand despite increased apartment supply. Beltline and City Centre remain top picks with tight supply and high rental performance. Investor-friendly regulations: no rent control, no speculation tax, and simplified redevelopment approvals.…

Calgary’s Secondary Suite Registry surpasses 20K, doubling in 2.5 years with 60% annual growth. Incentive programs and safety standards support legal, code-compliant suites, enhancing housing choice and affordability.

Happy Labour Day! Labour Day is a chance to honor and appreciate the hard work and contributions of workers in various industries. It's a chance to look back at workers' rights achievements and labor rights progress over time. Sending warm wishes on Labour Day to honor the dedication and contributions of workers everywhere. May your…

Central bank held rates for the third straight time, keeping the overnight rate at 2.75%. Decision follows rising inflation (1.9%) and a strong job report (+83,800 jobs), reducing the likelihood of a cut. Ongoing U.S.–Canada trade tensions under Trump’s tariffs are creating uncertainty and upward inflation risks. Scotiabank and RBC predict no more cuts in…

BoC’s neutral rate is 2.75%, aiming to balance growth without overheating or stalling. Scotiabank sees rates holding at 2.75% through 2025, then easing to 2.0% in 2026. Home sales expected to rise 6.3% in 2026, reaching nearly 500,000 across Canada. Average home prices likely to climb to $697,929 in 2026—up 3% from this year. CREA…