Mortgage Term Length: Key to Saving Thousands | Discover your path to homeownership with me today.

A mortgage term is the period your lender contract lasts before renegotiation.
Long-term mortgages (4–10 years) offer stability but cost more in higher interest premiums.
Short-term mortgages (1–3 years) provide flexibility, lower rates, and easier refinancing opportunities.
Choose long-term if income changes, limited savings, or rental property expenses require predictable payments.
Short-term fits sellers, borrowers improving credit, or those prepared for future rate changes.