Buying a first home requires careful planning and organization. Start by setting a budget considering income, expenses, and ongoing costs. Check and improve your credit score, save for a deposit, and explore government grants. Get loan pre-approval to strengthen your position. Choose the right location based on lifestyle and growth potential. List must-have features, inspect properties thoroughly, and negotiate offers. Hire a solicitor for legal processes and finalize finance and settlement to complete the purchase confidently.
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