Why 2026 Could Test Canada’s Variable‑rate Borrowers | Discover your path to homeownership with me today.

Slide 1
Variable mortgage rates dropped from 7% to under 4% since mid‑2024.

Slide 2
Bank of Canada paused cuts; inflation risks still keep rates elevated.

Slide 3
Fixed rates tied to bonds, now around 3% after 2025 fluctuations.

Slide 4
Borrowers bet on low variable rates, shifting away from long fixed terms.

Slide 5
2026 could see variable rates rise ~50 basis points if hikes return.